💰X Shifts Creator Payouts to X Money on Sept 2
X Money takes over creator payouts, no more waiting
TL;DR
X is moving creator payouts to X Money, offering instant payments and a bank card with 3% cashback. No more waiting periods or minimums, but no other payout options.
Starting September 2, 2026, X will handle U.S. creator payouts through X Money, a new financial service that offers instant payments and a bank card with 3% cashback. Previously, payouts were processed every two weeks with a $30 minimum. Now, creators can receive payments instantly without any threshold. However, X Money is the only option for receiving payments, and the Creator Revenue Sharing Program will be retired on September 7, 2026. Creators will be shifted to the Original Content Rewards Program, which emphasizes original content. X Money accounts are FDIC-insured and held at Cross River Bank, and payouts count towards direct deposit requirements for better APY rates. X Premium users get a boosted 6% APY rate compared to the standard 4%.
Key Points
X Money offers instant payouts starting September 2, 2026, with no waiting period or minimum threshold.
X will retire the Creator Revenue Sharing Program on September 7, 2026, shifting creators to the Original Content Rewards Program.
X Money accounts are FDIC-insured and held at Cross River Bank, providing financial security for creators.
Payouts count towards direct deposit requirements for better APY rates, with X Premium users getting a 6% APY rate.
X will issue a 1099-NEC for individuals receiving creator payouts and collect W-9 information for LLCs.
Why It Matters
If you're a U.S. creator on X, your payouts will move to X Money on September 2, 2026. This means no more waiting periods or minimum thresholds, but also no other payout options. The new system emphasizes original content and offers a bank card with 3% cashback. X Premium users get a boosted 6% APY rate, making it worth considering if you're eligible.
Frequently Asked Questions
Why does this matter?
If you're a U.S. creator on X, your payouts will move to X Money on September 2, 2026. This means no more waiting periods or minimum thresholds, but also no other payout options. The new system emphasizes original content and offers a bank card with 3% cashback. X Premium users get a boosted 6% APY rate, making it worth considering if you're eligible.
What happened?
X is moving creator payouts to X Money, offering instant payments and a bank card with 3% cashback. No more waiting periods or minimums, but no other payout options.
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