📱Apple Upgrade Program: Lease Devices Through Klarna
Serial upgraders get a new lease on life with lower monthly payments
TL;DR
The Apple Upgrade Program lets you lease devices through Klarna for 24 or 36 months at reduced monthly costs. Great for those who love upgrading but not so much if you're trying to save money.
Apple's Upgrade Program allows you to lease iPhones, iPads, Macs, and more via Klarna for 24 or 36 months with lower monthly payments than financing. It’s aimed at serial upgraders who want the latest tech without a hefty upfront cost. However, it doesn't offer long-term savings; you'll end up paying close to full price over two years. If your device is damaged, lost, or stolen, you're responsible for repairs or replacement costs.

Key Points
Lease an iPhone 17 Pro with 24-month term via Apple Upgrade Program: $32/month
Total paid at lease end (iPhone 17 Pro): $768-$332 depending on storage and size
Monthly payment lower than financing, but you must return or pay to keep the device
Apple Upgrade Program includes iPhone 17 lineup, Apple Watch Series 11, MacBook Air M5, iPad Pro with M5
Lease payments don't incur extra interest through Klarna; no AppleCare included
Why It Matters
If you're an Apple die-hard who loves upgrading every two years, the Upgrade Program offers lower monthly costs. But if you want to save money or keep your device long-term, stick with financing options like the Apple Card at 0% interest. The program benefits those who prioritize cash flow over long-term value.
Frequently Asked Questions
Why does this matter?
If you're an Apple die-hard who loves upgrading every two years, the Upgrade Program offers lower monthly costs. But if you want to save money or keep your device long-term, stick with financing options like the Apple Card at 0% interest. The program benefits those who prioritize cash flow over long-term value.
What happened?
The Apple Upgrade Program lets you lease devices through Klarna for 24 or 36 months at reduced monthly costs. Great for those who love upgrading but not so much if you're trying to save money.
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