🤖Y Combinator CEO Spends $100K to $200K a Year on AI Tokens

Your personal AI agent bill is the real blocker

Y Combinator's CEO is spending $100,000 to $200,000 a year on AI tokens, and he's not embarrassed about it. His personal agent runs across his work and his life, and he thinks that's where everyone is headed. If you build software, this is a preview of your own workflow. He's shared 23 Claude Code skills called gstack on GitHub, so you can steal his setup today. Yes, the agent has access to his email, Dropbox, Apple Notes, and therapy notes going back 20 years. That's the trade-off he's making, and it's the same one you'll face when you wire agents into your own stack. He uses agents for research, interview prep, and coding, and he's an early power user of OpenClaw. YC is also rebuilding how it operates around an agent with a company brain that holds context on every founder it has backed. The catch? His own diagnosis: cost is the main thing stopping personal agents from going mainstream. At $100K+ a year, that's not a hobby budget.